Welcome to Mattox Insurance Agency

Mattox Insurance Agency is an insurance provider for Sterling, Rock Falls, Dixon and surrounding areas in the Sauk Valley, Illinois.  Since our inception in 1974, we have sought to provide our customers in Sterling and surrounding areas with comprehensive insurance coverage for most all of your needs at an affordable price.

For all of your insurance needs we shop more than a dozen different insurance companies so you don't have to, providing you with the best coverage and most affordable rates available.

Automobile Insurance

You buy Auto Insurance to protect you in lawsuit for damages that you caused to someone else’s property or if you injury someone not just to satisfy the Illinois Mandatory Insurance Laws.  The compressive and collision coverage portion of a policy, if you purchase that, protects your car from fire, theft, wind, lightning, broken glass and even hitting an animal.  Collision is define just as that; colliding with another vehicle or object.  In addition to that, one could purchase loss of use, which will assist you in renting a car if your is undrivable from a covered claim and towing (emergency roadside service).

Home & Renters' Insurance

Because your home is probably the biggest purchase you will ever make, protect it with a Homeowners Policy.  We can cover things like your home and garage, sheds and in ground swimming pools.  Also we cover personal items and renter's insurance such as furniture, clothing, appliances, and electronics.  There is coverage to protect you in the event someone is hurt on your property and they successfully sue you.  Medical payments which may be needed due to injuries suffered by visitors can be covered with the right policy up to certain policy limits.

Life Insurance

Life Insurance is the only type of insurance that if the policy is in force, you are guaranteed to eventually use it.  It protects against loss of income, final expenses, and many times it is a requirement to obtain a loan to protect the bank.  There are different types of life insurance policies available, but the one key rule is try and buy it sooner than later.  Some policies have premiums that will increase ever 5-10 years while others can be locked in at a fixed price as long as you live.